Terms of Use

Please read these terms carefully before using our website or services

Agreement to Terms

By accessing and using this website or enrolling in our programmes, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

About Our Services

Financial Futures Education Centre provides financial literacy education programmes for children and teenagers. Our services include group workshops, private sessions, and educational materials.

Enrollment and Payment

Enrollment Process

Enrollment in our programmes requires submission of an enrollment form and payment of applicable fees. Enrollment is complete only when we confirm acceptance and payment is received.

Payment Terms

  • Programme fees must be paid in full before the first session unless otherwise agreed
  • Prices are stated in British Pounds (GBP) and include VAT where applicable
  • We accept payment by bank transfer, debit card, and credit card
  • Payment plans may be available for certain programmes upon request

Cancellation and Refunds

  • Cancellation by You: If you cancel more than 14 days before the programme start date, you will receive a full refund minus a £25 administrative fee. Cancellations made less than 14 days before the start date are non-refundable.
  • Cancellation by Us: We reserve the right to cancel a programme if minimum enrollment is not met. In such cases, you will receive a full refund or the option to transfer to another programme.
  • Withdrawal During Programme: If you withdraw after the programme has started, no refund will be provided for remaining sessions.

Programme Attendance

  • Regular attendance is expected and contributes to learning outcomes
  • We provide session materials for occasional absences but cannot guarantee make-up sessions for group programmes
  • Persistent absence may result in removal from the programme without refund

Code of Conduct

All students and parents are expected to:

  • Treat instructors, staff, and other students with respect
  • Arrive on time for sessions
  • Participate actively and constructively
  • Refrain from disruptive behavior
  • Respect confidentiality of other participants

We reserve the right to remove any student whose behavior is disruptive or inappropriate, without refund.

Intellectual Property

All content on this website and in our programmes, including text, graphics, logos, materials, and curriculum, is the property of Financial Futures Education Centre and is protected by copyright and other intellectual property laws.

You may not:

  • Reproduce, distribute, or create derivative works from our materials without written permission
  • Use our content for commercial purposes
  • Remove copyright or other proprietary notices

Educational Disclaimer

Our programmes provide general financial education and are not intended as personalized financial advice. We do not:

  • Provide investment advice or recommendations
  • Offer tax, legal, or accounting advice
  • Guarantee specific financial outcomes

Any financial decisions made based on knowledge gained from our programmes are the responsibility of the individual or parent/guardian.

Limitation of Liability

To the fullest extent permitted by law, Financial Futures Education Centre shall not be liable for:

  • Any indirect, incidental, or consequential damages
  • Loss of profits, data, or business opportunities
  • Damages arising from use or inability to use our services
  • Financial decisions made based on educational content

Our total liability shall not exceed the amount paid by you for the specific programme giving rise to the claim.

Photography and Recording

We may take photographs or videos during our programmes for promotional and educational purposes. By enrolling, you consent to such use unless you specifically opt out in writing. We will never identify children by full name in public materials without additional parental consent.

Privacy and Data Protection

We collect and process personal data in accordance with our Privacy Policy and UK GDPR. Please review these documents to understand how we handle your information.

Changes to Programmes

We reserve the right to:

  • Modify programme content, schedules, or instructors
  • Change session locations with reasonable notice
  • Update curriculum to reflect current financial practices

Material changes will be communicated to enrolled participants.

Website Use

Acceptable Use

You agree not to:

  • Use the website for any unlawful purpose
  • Attempt to gain unauthorized access to our systems
  • Transmit viruses or malicious code
  • Engage in any activity that interferes with website functionality

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these external sites.

Indemnification

You agree to indemnify and hold harmless Financial Futures Education Centre from any claims, damages, or expenses arising from your breach of these terms or your use of our services.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Changes to Terms

We may update these Terms of Use from time to time. We will notify you of material changes by posting the updated terms on this page with a revised date. Continued use of our services after changes constitutes acceptance of the new terms.

Contact Information

If you have questions about these Terms of Use, please contact us at:

Financial Futures Education Centre
47 Marchmont Street
Bloomsbury
London WC1N 1AP
United Kingdom

Email: [email protected]

Last updated: May 26, 2026